FAQ

Who qualifies for a loan?

Anyone of the age of majority in their province can apply for a loan. As long as you have a minimum income of $1200 we can fund you.

What do I need to apply?

We require valid government issued photo identification and proof of income such as a pay stub or bank statement.

How does this affect my credit?

We report our clients payments to Equifax and TransUnion. As long as you are able to keep up with your monthly payments our loan will help to rebuild your credit.

Is this an open loan?

This is an open loan and you are able to pay off the loan at anytime with no penalties.

What is the minimum loan I can apply for?

We offer loans at the minimum of $10,000

What is the difference between a personal loan and a payday loan?

A personal loan generally offers a lower interest rate than payday loans and are typically for larger amounts with monthly or biweekly payments. A payday loan generally carries a higher interest rate and and requires clients to repay them within 2 weeks of borrowing.

How do I know which loan is best for me?

The best way to determine which loan would be best suited for your would be to contact one of our consultants so that we can offer you a loan best suited for your individual needs.

What types of loans do you offer?

We offer our clients personal loans, student loans, auto loans, debt consolidation loans and small business loans.

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